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2 minute read Employers are increasingly using tobacco surcharges on health insurance premiums to manage costs and encourage healthier lifestyles

A study of scanner data showed that sales of mint pods increased during September 2014-August 2019 from less than 0.1% to 47.6%, but began to decrease starting in August 2019

Cigarettes smoking kills over 500,000 (in 2010) people in the US each year

Their reputation as a leader in our industry can't be understated

A narrow exception may apply to proven harm-minimized products

Compliance Update: Trump Accounts New Tax-favorable Accounts for Children Discover what employers need to know about the latest IRS and DOL updates for 2026 from ACA affordability and reporting to new FSA and transparency requirements